Take card payments

Get paid on the drive. Card, contactless, Apple Pay – done before you shut the van door.

Checker pairs with a Zettle card reader over Bluetooth so you can take chip-and-pin, contactless and Apple/Google Pay the second the job’s finished. The invoice is marked Paid automatically, the customer gets a receipt, and the money lands in your bank the next working day.

Start your free trial → See all features iPhone showing the Checker Take Payment screen with an amount of £847.50 and a green Paid confirmation, next to a white Zettle card reader with a Visa card tapped on top for a contactless payment

Chasing bank transfers is a mug’s game. The customer means to pay, then the kids come home, then it’s the weekend, and three weeks later you’re sending a polite reminder while paying for the parts on your own card.

Take the card there and then. Checker turns the invoice into a tap on the reader – customer touches their card, phone or watch, the invoice flips to Paid, and the payment reconciles straight into Xero, QuickBooks or Sage. No more “I’ll do it tonight”.

How it works

Three taps. Money in the bank tomorrow.

1

Finish the invoice

Raise the invoice in Checker on the driveway – labour, parts, VAT, done in under a minute.

2

Tap “Take payment”

Amount pings straight to the Zettle reader over Bluetooth. Hand it to the customer – chip-and-pin, contactless, Apple Pay or Google Pay.

3

Invoice marks itself paid

Receipt goes to the customer by email or SMS. The invoice flips to Paid on the customer record. On to the next job.

Every payment method your customer already uses

If it’s a card or a phone, Checker takes it.

The Zettle reader is a proper PCI-compliant terminal – the same tech you tap at Costa. Every major card scheme, every mainstream wallet.

Visa Mastercard American Express Maestro Contactless Apple Pay Google Pay Chip & PIN

Why engineers switch it on

Cash flow stops being a fight.

Waiting 30 days for a bank transfer is what tips small firms into the red. Card on the doorstep is the single biggest cash-flow fix on the van.

Paid before you leave

No more “I’ll transfer it later”. Card in the reader, done.

Auto-marked as paid

Invoice status flips to Paid the moment the reader confirms. No manual reconciling later.

Next-day bank deposit

Zettle pays out into your business bank account the next working day – weekends included on business days.

Straight into your books

Payment syncs to Xero, QuickBooks or Sage with the invoice reference and fee already reconciled.

Digital receipt

Customer gets the receipt by email or text. No paper roll, no printer in the van.

Refunds in two taps

Overcharged or a callback needed? Pull up the payment and refund straight to the same card.

The kit

One small reader. Fits in the tool bag.

Checker connects to the Zettle Reader 2 – PayPal’s standard card terminal, the same one you see behind the counter of half the coffee shops in the UK. Rechargeable, pocket-sized, and it lasts a full working day on a charge.

  • Bluetooth pairing – one-time setup, remembers your phone forever.
  • Works with iPhone and Android – no separate hardware, no dedicated tablet.
  • PCI DSS compliant – card data never touches your phone or Checker. Zettle handles the lot.
  • Own it outright – no monthly hardware rental. Buy the reader once from Zettle.

Fees and the reader itself

Zettle bills you directly for the reader and for their per-transaction fee – Checker doesn’t take a cut of your takings. Rates and reader price are on zettle.com. Everything on the Checker side – the pairing, the invoice sync, the accountancy push – is included in your plan.

FAQ

Frequently asked questions

Do I need a Zettle account?

Yes. Sign up at zettle.com, order a Zettle Reader 2, then pair it to Checker from Settings → Payments. Takes about five minutes.

What are the transaction fees?

Fees are set by Zettle (PayPal) and charged directly to you, not by Checker. The current rate for UK card present transactions is shown on zettle.com/gb/pricing. There’s no monthly fee – you only pay when you take a payment.

When does the money hit my bank?

Zettle typically settles the next working day into the business bank account linked to your Zettle account.

Does the invoice mark itself as paid?

Yes. The second the reader confirms the payment, Checker flips the invoice to Paid and stamps the payment against the customer record. If you use accountancy integrations, it syncs the payment across to Xero, QuickBooks or Sage on the two-way sync.

Can I take a deposit rather than the full amount?

Yes. Enter any amount at “Take payment” – full invoice, part-payment or a deposit against a quote. The balance stays outstanding until you take the next payment.

What if the customer wants a refund?

Open the payment on the customer’s record and hit refund. The money goes back to the same card, and the invoice is updated to reflect the refunded amount.

Does it work with no signal?

The reader needs an internet connection (through your phone) to authorise the card. Signal-black cellars and plant rooms are the one place it’ll wait – step outside, take the payment, done.

Is it safe? Where does the card data go?

Card data never touches your phone or Checker. It stays inside the PCI DSS-certified Zettle reader and goes straight to PayPal for authorisation. Checker only sees the confirmation and the amount.

Stop chasing bank transfers

Free trial, no card needed. Pair a Zettle reader and get every job paid before you leave the drive.

Start your free trial →